Fuel Your Business. Strengthen Your Community.

At Growth Partners Arizona, we believe every small business is a cornerstone of a thriving community. Whether you’re launching a startup or scaling your operations, we provide access to capital with purpose.

Lending That Works Like You Do

We don’t just lend—we partner. Our model is built to deliver flexible, affordable capital with wraparound support so that your business doesn’t just survive—it grows.

Building Readiness

Start building a stronger foundation for your business. Join GrowthHUUB to work with our experts, strengthen your capital readiness, and prepare for sustainable growth.

Business Loans

Take the next step in your business journey. Our small business loans provide you with the capital and confidence to grow, hire, and build lasting impact in your community.

Supportive Network

Build your business with a team behind you. We support every borrower with expert guidance, trusted resources, and ongoing tools for long-term success.

“Fueling Arizona's Future, One Business at a time!”

Our Small Business Loan Programs

We take the time to listen—so we can offer solutions that fit your goals, not just the bottom line. From microloans to growth-stage financing, our loan programs are designed for real-world needs. Whether you’re hiring staff, upgrading equipment, or expanding your space—we’ve got a loan that works for your next move.

Microloans

$15,000 – $50,000 

Terms

Loans are up to 5 years | 9.25% Interest Rate | 3% Admin Fee | No Prepayment Penalty | Additional fees may apply. 

Purpose

Funding can be used to support business growth and expansion, equipment purchases, and long-term working capital. 

Eligbility

Your business must be Arizona-based, registered, and in good standing with the State of Arizona, have been operating for at least one year, generate revenue, and have a business plan in place.

Application Requirements

To get started, you’ll need a business plan, a completed loan application with the $100 fee, your business’s current income and expenses, a list of any business debts, and a projection of what you expect to earn over the next year.
We’ll also need a recent snapshot of your personal finances and your last two years of personal tax returns if you own 20% or more of the business. All loans require ACH Payments.

Arizona Microenterprise Loan Program

$15,000 – $50,000 

Terms

Loans are up to 5 years | 9.25% Interest Rate | 2% Admin Fee | No Prepayment Penalty | Additional fees may apply. 

Purpose

Funding can be used to support business growth and expansion, equipment purchases, and long-term working capital. 

Eligbility

Your business must be based in Arizona, located in Mohave, La Paz, Yavapai, Coconino, or Maricopa County, registered and in good standing with the State of Arizona, have fewer than five employees, be operating for at least one year, and generating revenue.

Application Requirements

To get started, you’ll need a business plan, a completed loan application with the $100 fee, your business’s current income and expenses, a list of any business debts, and a projection of what you expect to earn over the next year.
We’ll also need a recent snapshot of your personal finances and your last two years of personal tax returns if you own 20% or more of the business

Growth loans

$51,000 – $150,000 

Terms

Loans are up to 5 years | 9.25% Interest Rate | 3% Admin Fee | No Prepayment Penalty | Additional Fees May Apply

Purpose

Funding can be used to support business growth and expansion, purchase equipment, cover long-term working capital needs, make tenant improvements or property renovations, and consolidate higher-cost debt.

Eligbility

GPAz considers loans for businesses with at least two years of tax history and annual revenues of $50,000 or more. To qualify, your business must operate in Arizona, be registered and in good standing with the Arizona Corporation Commission, and meet credit score requirements. Preference is given to businesses or owners located in a CDFI Investment Area.

Application Requirements

To get started, you’ll need a business plan, a completed loan application with the $100 fee, your business’s current income and expenses, a list of any business debts, and a projection of what you expect to earn over the next year.
We’ll also need a recent snapshot of your personal finances and your last two years of personal tax returns if you own 20% or more of the business

Alternative loan programs

Kiva

The Kiva Loan Program empowers entrepreneurs through microloans, offering financial support to underserved communities for business growth, fostering economic development, and enhancing livelihoods with a focus on social impact.

CIC Tucson Lending Partner Program

The Community Investment Corporation Lending Program offers accessible, low-interest financing to entrepreneurs, supporting business growth and economic opportunity through community-centered lending.

Spark Loan Program

The SPARK program by Growth Partners Arizona offers flexible loans and technical assistance to Avondale-based small businesses. This character-based loan program is designed to empower local entrepreneurs in achieving their business goals.

"Every Business has a story - We're here to help yours grow!”

Oliva J Socks + Tights
Small Business Funded

I love that Growth Partners AZ is an organization that focuses on helping the local business community. There are so much beauty in those that want to help others around them especially when it’s done locally.” – Shae, Owner

Real Stories. Real Impact.

Stardust & Sage
Small Business Funded

Growth Partners is revolutionizing support for small businesses by creating funding that is more accessible and manageable. This truly sets them apart from traditional lending. It’s a major key for any small business looking to grow and expand.” – Shalonda, Owner

Social Spin
Small Business Funded

Thank you for your pivotal role in making our green transition possible through the Green Loan. Your support has not only ‘fueled’ our growth but has amplified our community impact.Christy, Owner

You Have Questions, We Have answers

Collateral is considered for some loans, but we also offer unsecured loan options. We’ll evaluate your full financial picture and to determine the best fit.

We look at credit history as part of the application, but we focus on your overall readiness—not just your score. If you’re not yet eligible, we’ll help you build a plan to get there.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

We are not able to consider applicants who have had a bankruptcy within the last two years. If your bankruptcy was discharged more than two years ago, you may be eligible, and we will review your current financial standing as part of the application.

All loan repayments are required to be made through automatic ACH transfers from your business bank account.

If you still have questions or need guidance our lending team is here to help.